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![Cover for Christian N. Schmid · Referenzprozessmodell zur Steuerung der Entwicklung von IT-enabled Business Innovations in der Versicherung - Advances in Information Systems and Business Engineering (Pocketbok) [2015 edition] (2014)](https://imusic.b-cdn.net/images/item/original/819/9783658082819.jpg?christian-n-schmid-2014-referenzprozessmodell-zur-steuerung-der-entwicklung-von-it-enabled-business-innovations-in-der-versicherung-advances-in-information-systems-and-business-engineering-pocketbok&class=scaled&v=1419982286)